What to Know About SR-22 Car Insurance
In case you were recently notified you need an SR22 filing, you might be feeling overwhelmed. While it may sound like a special type of insurance policy, an SR22 is actually a document filed with your state needed by the state in various circumstances. Let’s clarify what SR22 insurance is, who needs it, how it works, and why partnering with the right insurer is essential.
What Does SR22 Mean?
Despite the name, an SR22 is not a standalone insurance product. It’s a certificate that your insurance copyright files with the state to demonstrate that you have the state-required coverage by law. Imagine it as a guarantee from your insurer that you’re insured while driving.
When Is SR22 Required?
You might be required to carry an SR22 if you’ve been involved in various traffic-related offenses, such as:
• Driving under the influence
• Reckless driving
• No proof of insurance
• Numerous infractions
• Revoked or suspended license
The SR22 requirement is often part of the reinstatement process for your copyright after such offenses.
How Long Do You Keep SR22?
The length of time you need to maintain SR22 coverage depends on state law, but in most cases, it’s required for three years. It’s important to keep the policy active during this time. If it gets canceled, your insurer must notify the state, which could cause another license suspension.
What You’ll Pay for SR22 Insurance
The cost of filing an SR22 form is usually minimal—typically between $15 and $50. However, your coverage costs may increase depending on your driving history and the reason for the SR22. Drivers with violations often face increased premiums, so it’s smart to compare quotes from different companies.
Getting Started With SR22
Follow these steps to obtain SR22 insurance:
1. Speak with your insurance provider and inform them you need an SR22.
2. Adjust or begin your auto insurance policy to meet state legal requirements.
3. Your insurer will file the SR22 form with the state.
4. You’ll receive confirmation once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s recommended to work with one that can handle the process.
Select the Best SR22 Insurance Source
Not all insurance companies specialize in SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you remain in good standing, maintain your coverage, and possibly reduce your costs even with a blemished driving history.
If you're looking for a professional SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale offers fast, affordable, and reliable SR22 sr22 insurance filings for drivers who need to get back on the road. Let their experienced team work with you every step of the way.